Your home is much more than bricks and mortar. Whether it’s your castle, your sanctuary, your investment or all of these and more, getting the right insurance protection is vital. We will work to ensure you get the right levels of cover for the risks you face, giving you complete peace of mind.
By law, no. But if you have a mortgage, your provider is likely to require a defined level of Buildings Insurance as a condition of your loan.
If you are renting your home, or are a leaseholder, you may only need Contents Insurance, because Buildings Insurance is likely to be provided by the freeholder.
Buildings Insurance protects the fabric of your property. This means the walls, floors and ceilings.
Contents refers to your personal belongings, which are kept at the property.
You can buy both independently, but they are often grouped together under the heading ‘home insurance’.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. MOST BUY-TO-LET AND COMMERCIAL MORTGAGES ARE NOT REGULATED BY THE FINANCIAL CONDUCT AUTHORITY. We will charge a fee of between 0% and 0.3% of the mortgage advance. A fee of 0.3% on a mortgage of £100,000 would mean a fee of £300. The minimum fee we will charge will be £0. The maximum fee will be £395. Tyneside Mortgage Advice Centre Limited is an Appointed Representative of PRIMIS Mortgage Network which is a trading name of Personal Touch Financial Services Limited. Personal Touch Financial Services Limited is authorised and regulated by the Financial Conduct Authority. Tyneside Mortgage Advice Centre Ltd acts as a credit broker not a lender. Company No. 4522811. Registered in England and Wales. You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements. You agree that such personal information may be used to provide you with details of services and products in writing, by email or by telephone. By submitting this information you have given your agreement to receive verbal contact from us to discuss your mortgage requirements.
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