Home Insurance

Home Insurance

Your home is much more than bricks and mortar. Whether it’s your castle, your sanctuary, your investment or all of these and more, getting the right insurance protection is vital. We will work to ensure you get the right levels of cover for the risks you face, giving you complete peace of mind.

By law, no. But if you have a mortgage, your provider is likely to require a defined level of Buildings Insurance as a condition of your loan. 


If you are renting your home, or are a leaseholder, you may only need Contents Insurance, because Buildings Insurance is likely to be provided by the freeholder.

Buildings Insurance protects the fabric of your property. This means the walls, floors and ceilings.


Contents refers to your personal belongings, which are kept at the property.


You can buy both independently, but they are often grouped together under the heading ‘home insurance’.

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