Critical Illness Cover

Critical Illness Cover

Critical Illness Cover is a long-term policy which covers you against serious illnesses that are listed within your policy. If you get one of these illnesses, the policy will pay out a tax-free, one-off payment. 

Critical Illness Cover is a type of insurance that pays out a tax-free lump sum if you're diagnosed with, or undergo surgery for, a critical illness that meets the policy definition.


It's designed to help support you and your family financially while you deal with your diagnosis — so you can focus on your recovery without worrying about how the bills will be paid.

This depends on your assessment. However, there are some Critical Illness policies that actually provide children’s cover for free. So when you are covered with this type of policy, you can actually also have coverage for your kids, subject to the terms and conditions of the policy.

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